You were just involved in a motor vehicle accident and the one that hit you did not have any insurance coverage. What do you? What will happen now? Will you get any medical care assistance? What about the income you will lose because you can’t work? Do you qualify for any benefits to help out?
While your mind is reeling with what just happened, you can be sure that there is a way that you can get compensated for your expenses regardless. If you have good insurance coverage, you will need to submit your claims to your insurance company. Your insurance company will give you access to all the benefits that you have been paying into. If you are applying for no-fault benefits, it will not affect your insurance premium at all. If you don’t have insurance, and the other person didn’t either, you may be eligible for the Motor Vehicle Accident Claims Fund (MVACF).
This fund is set up by the government and is only used as a last resort. The funds in this account, if your claim is approved, will provide you coverage for your injuries from your accident. Some of the benefits you will receive through the MVACF include:
• Compensation for any property damage and personal injury to you. It will cover if you are under insured, have no coverage, or if you have a vehicle that was stolen and had no liability insurance. The maximum payable amount is up to $200,000.
• Statutory accident benefits are paid directly to the individual involved in an accident and have no coverage.
Days following an accident can feel overwhelming. You may be suffering from pain, unable to work, and getting further behind on your bills. You may not be able to miss any work and yet you have to now. Your family may be counting on you. After an accident, your doctor will work with you to establish a plan of care to get you from where you are to where you want to be in a matter of time. Until then, contact your personal injury lawyer in North Bay and have him or her determine a way that you can find compensation for your time that you are recovering. You didn’t ask for your injury and now you have to deal with it. Be strong, get better, and let your lawyer fight for you and your rights.
If you find yourself in a situation where you are a victim of an accident, you will want to consult a lawyer who can then guide you in the right direction on how to handle your case. It’s not easy sometimes getting compensation for your injuries including those injuries sustained from accidents where the fault is obviously the other driver, for example drunk driving. Your lawyer will be able to help you determine which path is best for you.
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