How Do Medical Bills Sent To An Injured Pedestrian Get Paid?

Three different factors determine the amount of money received by a pedestrian that was hit by a motor-driven vehicle. The location of the injury-causing incident also has an effect on the way that the pedestrian gets compensated for damages.

The 1st of the 3 factors: The driver’s insurance

If that motorist had no insurance, then the company that had sold an insurance policy to the plaintiff would become responsible for compensating that same injured pedestrian/policyholder. The same would hold true if the responsible driver had fled from the scene, so that the police lacked information on that same motorist.

If the pedestrian were hit while in a no-fault state, then, as long as the damages were slight, the plaintiff/pedestrian should be covered by the plaintiff’s insurance. Pedestrians that have sustained a huge number of injuries, or have suffered a severe injury do have the right to sue the responsible driver.

Possible ways for obtaining money to cover medical expenses in a relatively short period of time

Pedestrians that have purchased some type of health insurance should be able to use that, in order to get money for medical bills. Of course, the health insurance provider would have to be reimbursed, if and when the victim/pedestrian were to receive other funds. Personal Injury Lawyer in Sarnia knows if pedestrian had been working at the time of the injury-causing incident, then workers’ compensation insurance should cover the medical expenses.

Why should injured pedestrians pursue one of the methods that help to make funds available in a shorter amount of time?

Normally, insurance companies ask that anyone involved in a hit-and-run incident put effort into seeking the identity of the responsible driver. Hence, the company delays the release of money until it feels certain that a hit pedestrian lacks the ability to locate the person at-fault.

If the pedestrian contributed to the accident

In a no-fault state, even if the pedestrian contributed partially to the accident, they will be eligible for the compensation within certain limits from their own or the driver’s insurance company. In other states, if the pedestrian is responsible for the road accident, the at-fault party’s insurance company is not liable to pay for the pedestrian’s injuries.

Insurance limit

There is mandatory cover for those under the UIM insurance, which is oftentimes low and does not give any compensation for suffering and pain. Thus, they will need to get higher coverage when they purchase vehicle insurance. Thus, if a pedestrian was injured and killed, the damages will be collected from the at-fault party’s insurance party. If the serious injury threshold is met only then the pedestrian can claim pain and suffering.