Personal Injury Myths

Fact: Remember that insurance companies are for-profit businesses. A claim from your insurance company is certain to be far less than the amount of your coverage and often less than what you need to offset your expenses. The insurance company has no obligation to inform you of your legal rights and are usually looking out for their own financial best interest. An experienced personal injury lawyer will evaluate your claim and do the proper negotiations with your insurance company, strengthening your case and easing your worry. (more…)

How Does An Insurance Company Decide What Is A Fair Settlement?

Fair. It’s a word that can be very subjective, especially when it comes to a personal injury claim. It’s always important to keep in mind that the insurance company that you pay premiums to each month is a profitable business. As much as you would like to think that your best interest is being considered by them, in all honesty, their first responsibility is to shareholders and their own financial bottom line. (more…)

Do I Need To Hire A Lawyer After An Accident If I have Insurance?

If you have insurance and you want a neat, no fuss claim remedy, you can accept the damages offered by your insurance company. It’s a matter of trust that the insurance company will come to a fair resolution. Be aware that an insurance company is not looking out for your benefit, nor will you necessarily get the fairest settlement due you, but you can certainly do this without a lawyer. Victims who accept the compensation offered by their insurance companies typically receive smaller settlements than those who have hired a personal injury lawyer. While most insurance company employees are perfectly nice people to deal with, their first responsibility is to the company. Insurance companies are for-profit entities, and, like it or not, their first priority is to their profit margin and their shareholders. In order to produce the highest profits, they need to make sure the claims they pay out are at the minimum they can get away with. Victims who go on to hire personal injury lawyers most often find that what they were offered by their insurance companies do not nearly meet the value of their claim. (more…)