If you have insurance and you want a neat, no fuss claim remedy, you can accept the damages offered by your insurance company. It’s a matter of trust that the insurance company will come to a fair resolution. Be aware that an insurance company is not looking out for your benefit, nor will you necessarily get the fairest settlement due you, but you can certainly do this without a lawyer. Victims who accept the compensation offered by their insurance companies typically receive smaller settlements than those who have hired a personal injury lawyer. While most insurance company employees are perfectly nice people to deal with, their first responsibility is to the company. Insurance companies are for-profit entities, and, like it or not, their first priority is to their profit margin and their shareholders. In order to produce the highest profits, they need to make sure the claims they pay out are at the minimum they can get away with. Victims who go on to hire personal injury lawyers most often find that what they were offered by their insurance companies do not nearly meet the value of their claim. (more…)