There is a common misconception about this type of lawsuits in Ontario. When someone you love and care about, a spouse or a relative, perhaps, passes due to the negligence of a third party, you might think that this is a case worth millions. However, the newest laws in Ontario do not quite function this way. If you are currently reading this, then please accept our most sincere condolences. There is absolutely nothing worse than having to go through the loss of a loved one and that’s truly devastating. Wrongful death cases are truly frustrating and the thing is that Ontario’s legislation doesn’t compensate grief. So, let’s see at what you’re looking at optimistically, in case you’ve lost the love of your life. (more…)

Now, if you didn’t know already, you should be well aware of the fact that insurance companies are anything but charities. The last thing they want is to provide you with the full amount of compensation that you are actually entitled to. You’d think that after being a thorough and complete payer for years, they’d have the curtesy of paying you in full when you need them. That’s not the case – you should know it in advance. We’ve summed up a few of the ways that insurance companies are capable of devastating your claim and depriving you of significant amount of dollars on your claim. Let’s have a look. (more…)

Personal injury claims are some of the most common liability claims being filed. Anyone who has suffered injury at the suspected negligence of another has the right to file suit against the supposed at-fault party. Whether or not the claim is closed in favor of the injured party will be determined by how sturdy a defense the other party’s legal team presented. There are mainly two types of defense that is used in personal injury claims. Was the defendant a direct cause of the injury? Is he/she really at-fault? Also, were there any errors on the part of the plaintiff? How soon did he/she seek medical attention? How timely was the filing of the claim? There are multiple factors that play a part in determining these two lines of defense. (more…)

Wrongful death claims can be filed in the event that a loved one or dependent receives a fatal injury at the fault of another party. These types of claims will almost always require legal representation and more often than not, are settled within a courtroom. If your spouse or family member was killed in an accident related to negligence by an outside party than they are liable for any damages that are incurred. There are different types of damages and it is important to have some understanding of their differences. This will help you to better understand what type of benefits you are eligible for. (more…)

A multiplier is used in a personal injury claim as an equation for determining the amount of damages the plaintiff is eligible for. A multiplier is usually 1.5 to 5 times the amount of expenses incurred by the injured party as a direct result of the accident. Under special circumstances this number can be higher, reaching levels as much as 10 times the cost of medical expenses for the injured party. The multiplier is used to decide a base number for damages to be negotiated between the plaintiff and the defendant. These negotiations can happen in or outside the courtroom depending on the agreement of both parties. (more…)

Settling a personal injury claim involves a lot of back and forth negotiations. You can expect to see multiple counteroffers from both yours and the defendant’s side before a final settlement amount is reached. Don’t be discouraged and don’t expect to get the first amount that you ask for. The key to successfully reaching a settlement agreement is to remain calm and professional throughout the entire process. It would be to your advantage to hire a legal representative to handle any correspondence made during settlement agreements. This will ensure that everything is played fair and that all options are evaluated. (more…)